Harbinger
Dashboard
Nationwide employer-benefits intelligence, scored by winnability and timed to renewal across all 48 continental states.
companies whose latest filing just changed — the moment to call
Group Benefits?open ›
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ORGANIZATIONS
Employers with insured welfare plans — carrier weaknesses, coverage gaps, renewal timing, switch signals.
Retirement Plans?open ›
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PLANS
401(k), 403(b) and DB plans with assets, participants and plan sponsors — fee review and fiduciary openers.
Small Groups?open ›
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EMPLOYERS
Small employers (under 100) with retirement filings — first group life/DI plan conversations.
Carriers?open ›
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CARRIERS
Every carrier and their book — accounts, covered employees, commissions, switch rates.
Brokers?open ›
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BROKER ENTITIES
Who holds the business and what they earn — displacement targets by territory.
Sources: DOL EFAST2 Form 5500 / 5500-SF bulk filings (2019-2024), Schedule A insurance contracts, Schedule A Part 1 broker compensation, Schedule H financials, IRS Form 990. Data refreshed from latest available filings.